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Our Turnover Liability product is suitable for construction-based companies that require Employers’, Public and Products’ liability insurance to protect them for their business activities and require greater flexibility than a per-capita policy.
The policy can be extended to include Contract Works, Owned & Hired Plant and Employees Tools.
The policy is written on a Turnover and Wage basis. The products are not suitable for companies that have a Turnover in excess of £10M
Our insurer partners offer multiple levels of cover and policy benefits. For more details, please browse through our range of Turnover Liability documents within our Resources page.



| Aerial & Satellite Erector | Fascias & Guttering | Property Maintenance and Repair |
| Agricultural Contractors | Fencing Contractors | Rendering Contractors |
| Air Conditioning/ Refrigeration Engineers | Fire Proofing and Fire Protection Engineers | Road surfacing Contractors (as a separate trade); depth limit 1 metre |
| Alarm Installation | Flooring Contractors | Shop & Office Fitters |
| Banksman | Glazing Contractors | Soft Strip Installers |
| Bathroom Fitters | Groundworker | Sports Surfacing Contractors |
| Bricklayers & Hod Carriers | Haulage Contractors | Stone Mason |
| Building Contractors | Heating and Ventilation Engineers | Suspended ceiling contractors and internal partition erectors and bar fitting |
| Carpentry & Joinery | Heavy Plant Operators | Telecommunication and Data |
| Cladding Contractors | House & Garden Removals | Tiling Contractors (Wall & Floor) |
| Cleaning Contractors | Kitchen Installer | Waste Removal |
| Curtain Walling | Landscape Contractors; including drainage, hard landscaping and paving, depth limit 1 metre (excl. tree surgery) | Water Treatment |
| Damp Proofing | Painters & Decorators | Welder & Mechanics |
| Diamond Drillers | Plastering & Dry lining Contractors | Welding and Fabrication |
| Drain Cleaners and Repairs | Plumbers including bathroom, sanitary and sanitary wear fitters (excluding heating engineers) | Wind Turbine Installation |
| Electrical Contractors | Powder Coatings | Window Cleaner |
| Exhibition Stand Design | Project Manager |